Now soon all insurance cover will be available in a single policy

Now soon all insurance cover will be available in a single policy

New Delhi: At present, people have to take separate insurance policies to cover health, life, property and accident risk. But IRDA, the regulator of the insurance sector, is working on bringing a single policy that will cover health, life and property insurance. That is, by taking a single policy, you will get health, life, property and accident insurance cover. You will not need to take separate policies. Taking only one policy will work. That is, it will be an all in one insurance policy.

IRDA chief Devashish Panda says that the work is difficult, but work is going on. We want that all the risks of the people should be covered with one policy. Apart from this, this policy should be easily available to the people and its premium should also be such that people can pay. The settlement of claims should also be quick. If our plan takes shape, families across the country may soon be able to get an affordable single policy that will cover health, life, property and accident. Will settle your claims within hours.

Panda says that it is our endeavor to make this policy such that it can attract the common policy holder. Due to this, where the business in the insurance sector will increase, the same jobs will also come.

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All in one policy

IRDA’s plan is that common people do not have to wander for insurance policies of different sectors. Go to the same company at once and take such a policy, in which the risks of all sectors including health, life and property are covered. The policyholder has to pay the premium at one place.

Insurance easy platform will come

A Bima Sugam digital platform will be created, in which companies selling policies and people buying policies and distributors will be able to join. The advantage of this will be that there will be transparency regarding policy features and premium. It will be easy to sell and take the policy.

speedy settlement of claims

Adequate provisions will be made for speedy settlement of policy claims. Digital death registry will be linked to Bima Sugam digital platform. If a policy holder dies, then its information will be available on this platform. This will make it easier to settle claims.

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Companies will be allowed to provide other facilities

Insurance companies will be free to provide other facilities for selling the said single policy. The rules fixed for this will also be changed. For example, if a company wants to provide the facility of joining yoga class with a single policy, then it can give it to the policy holder. This will attract more people towards buying the policy.

focus on promoting

To promote single policy, publicity will be done at Gram Sabha level. The participation of women will be increased in this.

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