Superb LIC Pension Plan….. Invest just once, then you will get pension every month
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Life Insurance Corporation (LIC), the country’s largest government insurance company, has policies for every age group. Many of these schemes are very popular and offer safe investments as well as tremendous returns on the invested amount.
We are talking about such a policy of LIC, which guarantees you pension every month. The special thing is that you have to invest only once in this and with this you start getting pension. The name of this policy is LIC Saral Pension Plan.
The age limit for the scheme is 40-80 years.
A person from the age of 40 to the age of 80 can buy this LIC Saral Pension Scheme, which guarantees pension for life. You can take this scheme alone or together with husband and wife.
In this, the policyholder is also given the facility to surrender anytime after six months from the date of commencement of the policy. On the other hand, in case of death benefit, if the policyholder dies, the investment amount is returned to his nominee.
Popularly known as Retirement Planning,
LIC Saral Pension, which gives fixed pension every month, is also seen as a retirement plan in a way. Actually, this scheme fits perfectly in the post-retirement investment plan. Suppose a person has recently retired. If he can invest the money received from PF fund and the gratuity received during retirement. Then he will continue to get the benefit of pension every month throughout his life.
There is no maximum investment limit
In LIC Saral Pension Plan, you can buy annuity for as low as Rs 12,000 annually. There is no limit on maximum investment, you can get pension according to your investment. In this screen one can get pension under this scheme on yearly, half-yearly, quarterly or monthly basis after paying the premium once. With this lump sum investment, he can buy annuity. According to the LIC calculator, if a 42-year-old buys an annuity of Rs 30 lakh, he will get Rs 12,388 as pension every month.
Loan facility also available
Loan facility is also provided to the policyholder in this pension policy of LIC. Policyholders can also take a loan after six months under Saral Pension Yojana. Another special thing in this simple pension scheme is that the amount of pension you start getting, you will continue to get the same amount throughout your life. To buy this plan online, you can visit LIC’s official website www.licindia.in.
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