2000 notes banned, don’t have bank account now what to do with this ‘pink note’, what will happen after 30th September? – how non account holders can exchange rs 2000 note: what will happen after 30 september, all you need to know
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What should those who do not have a bank account do?
RBI has decided to withdraw Rs 2000 note from circulation under the Clean Note Policy. RBI has given people time till September 30 to exchange the notes. From May 23 to September 30, 2023, people will be able to exchange 2000 rupee notes by going to the bank. Some people do not have their bank accounts. What should such people do? The Reserve Bank said that Rs 2,000 notes will remain in circulation till September 30. Those who currently have 2000 rupee notes will be able to spend it. Banks have been told not to issue notes. Those who do not have their own bank account, they can go to any branch of the country and get the notes changed. Those who do not have an account can also exchange 10 notes of 2000 rupees i.e. 20 thousand rupees at a time.
what will happen after 30 september
The central bank has not told what will be the status of Rs 2,000 notes left with the people after the end of the deadline of 30 September. According to sources, even after the expiry of the deadline, if people keep these notes with them, then no legal action will be taken against them. That means you don’t need to worry.
what will be the charge
That is, even those who do not have a bank account can easily get their notes changed by visiting any bank branch in the country. You will not have to pay any charge to exchange 2 thousand notes. Banks will provide this facility free of cost to the customers. This service will be completely free from the banks. No charge will be taken from you.
What are the facilities for senior citizens and disabled
Banks have been directed to make arrangements for exchange of notes for senior citizens and differently-abled. RBI has instructed bank officials to make arrangements for these. Facilities for these can be provided by the bank. At present the picture has not been clarified on this.
What to do if the bank refuses to take
If the bank refuses to accept the note, you can file a complaint. If the bank refuses to accept the 2000 note, then the person can first complain to the bank management. If the response is not received from the bank within 30 days, then the Reserve Bank can complain on the RBI’s complaint management portal cms.rbi.org.in under the Reserve Bank Integrated Ombudsman Scheme 2021.
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