Bank Locker guidelines! In this situation, your bank locker may be closed, RBI issued new guidelines
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Bank Locker Facility: People are afraid to keep valuables in their home due to the fear of theft. In such a situation, most people keep their valuables in the locker of the bank. Today we are telling you some important information related to it.
In today’s time, everyone keeps their deposits in the bank only. Not only for depositing deposits, but we also like to keep our expensive jewelry, home-shop and all important documents in the bank itself. People keep things safely in bank lockers, but do not break them for a long time. If you have also kept your belongings in the bank locker, but have not broken it, then this is news of your work.
In this case also your locker may become inactive.
If the bank locker has not been opened for a long time, then you must check once whether the locker has been de-activated or not. Recently, in the new guidelines issued by RBI regarding bank locker, some amendments have been made in the old locker rules. It states that if the locker is not broken into for a long time, it automatically closes, even if you are paying the rent regularly. In this, guidelines have also been given regarding inoperative bank lockers.
Locker will remain closed during this
According to RBI, if someone has not opened a bank locker within 7 years, then such locker will be deactivated. In such a situation, the bank will first wait for the claim of that customer. If he does not claim but pays regular rent, the locker will be broken by the bank itself.
Inactive Locker Break Rule
The locker will be first transferred by the bank to the nominee or legal heir as per RBI guidelines. In case the nominee is not traceable, the Bank will first inform the Bank Locker-hirer. Along with this, an alert message will be sent to the email and mobile number. If the letter sent by the bank is returned or the person is not traceable, the bank has to inform about it in the daily newspaper.
Bank issues notice
This information article is given in English and another in the local language. Anyone interested in this will have to respond to the bank. If still no one claims then the locker has been broken by the bank.
After the process of breaking the locker, video recording of the entire process is done in the presence of two witnesses.
The bank official broke open the locker and took out the goods. In case of a smart vault, the vault administrator uses the password to break the locker. After opening the locker, it is handed over to the senior officer.
(pc business league)
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