Cashless Treatment: There will be no problem in getting treatment, cashless treatment will be available in any hospital, know the new system.
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Cashless Treatment: If you have health insurance of any company then it is a matter of great happiness for you. You do not need to look for a network hospital to get cashless treatment. Now you can get cashless treatment in any hospital and you will not have to pay the bill from your pocket. General Insurance Council (GIC) has launched Cashless Everywhere (Cashless Everywhere) has started the campaign. However, to get cashless treatment in any hospital, you must inform your insurance company at least 48 hours in advance. However, in case of emergency, the patient or the patient’s family members will have to inform the insurance companies within 48 hours of the patient being admitted to the hospital.
What is the current system?
At present, the insured gets the benefit of cashless treatment under the health insurance policy only when he gets treatment in a hospital already tied up with the health insurance company. For treatment in a non-network hospital, the insured has to pay from his own pocket. However, later the insured makes a claim with the company along with the bill. After verification, the entire bill or part of the bill is refunded by the company. However, sometimes it takes a lot of time to settle the claim after treatment. At the same time, one has to visit insurance companies many times for claims. In such a situation, the main objective of insurance to provide financial security to the sick is not achieved. Also, the problem persists. Many times there is no proper arrangement for treatment in network hospitals. But still, the insured was forced to get treatment there.
Decision taken with the consent of insurance companies
Before taking this decision, a meeting was held with the insurance companies by the General Insurance Council. After this, the Cashless Everywhere Initiative was started. Its only objective is that health insurance holders can get their treatment done in any hospital without worrying about financial arrangements. To avail its benefit, the claim should be admissible in the insurance policy held by the customer and cashless facility should be included in the insurance.
What are the benefits of health insurance
Health insurance is a way of providing various health protection benefits to an individual against a fixed premium. It has many benefits like you can protect yourself and your family from medical expenses. This may include a variety of medical facilities, such as hospitalization, medical tests, and treatment. Health insurance plans can provide you with the facility of regular medical check-ups and pre-monitoring, giving the insured a chance to identify problems and treat them in time. You can avoid the financial burden associated with medical expenses. The insured person gets assistance in paying the expenses for the treatment covered by the insurance. When choosing a hospital, you can provide comfortable and appropriate facilities, thereby providing you with proper medical care. You can avail income tax exemption for the payment made on health insurance premium, which provides you financial assistance.
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