Credit card bill payments
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How Credit Card EMI Works
You can convert any shopping done with a credit card into an easy EMI. However, the interest rate, the tenure you choose and the down payment you have to make will be taken into account while calculating the EMI. However, it is very important to keep some things in mind while using a credit card. Like you do not get the option of EMI on every credit card. Buying on EMI can reduce the card limit. You must make all your payments on time. If you do not make the payment on time, you will have to pay a heavy fine.
Pay your bill with another credit card
Credit card users sometimes face such a problem that they do not have the money to make the payment. In this case, you can pay the bill of one credit card with another credit card. This way you can avoid the fine. Many banks offer the option of balance transfer facility on select credit cards. With this, you can transfer balance from one credit card to another credit card. Although banks take balance transfer money from the card. The bank charges GST and processing fee from you. However, this gives people more time to pay off the balance. You can also make credit card bill payment through e-wallet. You can add money to the e-wallet through credit card and transfer it back to the bank account.
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