Free Insurance: If you have these four things in your house then you will get free insurance, know how you will get the benefit.
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free insurance:Most people take insurance for the safety of their family and themselves. If any untoward incident happens, it proves to be very helpful in making your family financially stable. In India, insurance is seen more as an investment than as protection and financing. However, any person gets the benefit of insurance only when he pays the insurance premium on time. But, do you know that even if you have not done any insurance, you are still insured in many insurance plans. The bigger thing is that you do not have to pay any premium for this insurance. We get these insurance plans for free along with many goods and services. But most people are not aware of it. If you also do not know with which things you get free insurance, then let us know.
Insurance of Rs 5 lakh is available with debit card.
More people have bank accounts today. After opening an account in the bank, you must have got a debit card. With this you can easily withdraw money from your ATM. But, do you know that you get an insurance of Rs 5 lakh on your debit card. The card holder does not have to pay any premium for this insurance. If ever a debit card holder dies in an accident, then one gets the benefit of this life insurance cover.
EPFO gives insurance of seven lakhs
If you are a working professional then some money from your salary would definitely go to EPFO and pension fund. The Central Government also gives you interest on the money deposited in EPFO. If, due to some reason, a working person dies, his family gets financial assistance of Rs 7 lakh under life insurance. However, for this you will have to update the name of the nominee in your EPFO account. Even after this, they can easily get the money after death.
Insurance of Rs 1.30 is available on Jan Dhan account.
Jan Dhan Account has been launched by the Central Government to connect poor and economically weak people with banking and to send the financial benefits of various schemes directly to their bank accounts. In this account, the customer gets more interest on his deposits than in a normal account. Along with this, the account holder also gets the benefit of accident and general insurance. Jan Dhan account holder gets accident insurance of Rs 1 lakh and general insurance of Rs 30,000 under the scheme. This means that the person gets an insurance of Rs 1.30 lakh. However, no premium is charged by the government for this also.
Insurance is also available on LPG
Now most of the people have the facility of LPG gas cylinder. Especially in urban homes, this facility is definitely available. But, do you know that the person using it is insured. Covers personal accident on LPG connection. If any accident occurs due to gas cylinder, then you can claim the insurance amount directly from the agency. The good thing is that for this also the gas companies do not charge any premium.
what is life insurance
Life insurance is a financial plan in which a person invests a fixed amount of money which is suitable for his family after his death or a specified period of time. Under this plan, if the insured person passes away, then in his name The sum assured is given to his designated heirs (such as husband, wife, children).
These are some important points to explain about life insurance:
1. Security and support: Life insurance provides financial security and support to the individual and his family. If the insured person passes away due to any reason, the life insurance amount helps in solving the financial problems of his family.
2. Financial Plans: Life insurance is available in a variety of financial plans, such as part-term insurance and term-term insurance. These can be selected based on the financial plans and needs of the individual.
3. As an investment: Some life insurance plans also act as an investment and provide an option to the insured person to invest.
4. Tax Benefits: The sum assured paid on life insurance can be useful for availing tax benefits.
Why is life insurance important?
Life insurance provides many types of financial security and future planning. It provides economic security and marketability to the individual and his family in many effective ways. Here are some reasons why life insurance is important:
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Financial Security: Life insurance provides financial security to an individual or their family. If a person passes away due to any reason, life insurance provides financial support to his family.
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Clearing debts: If the person is a part of a loan or debtor and they pass away, life insurance can help clear their debts.
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Protecting married spouse: Life insurance is also important for individuals who have families and are financially responsible for them.
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Children’s education and future plans: Life insurance can be a part of various financial plans that can help in raising funds for children’s education and their future plans.
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Determining the right opportunity: Life insurance can guide individuals to the right opportunities and toward their goals.
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Facing emergency situations: In case of sudden and emergency situations, life insurance can provide financial security and support to the family.
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