Investment Plan: Five government schemes on which you will get great interest, you can open an account with just Rs 500
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investment plan: A big New Year gift has been given to the common people by the Central Government. The government has increased the interest rate on Sukanya Samriddhi Yojana (SSY) by 0.20 percent for the January-March 2024 quarter. Apart from this, the interest rate on three-year fixed deposit scheme time deposit has been increased by 0.10 percent. This step of the government has greatly increased the enthusiasm of lakhs of small and long term investors. Many such schemes are being run in the post office which are giving better returns to investors on small investments.
Recurring Deposit: Whenever it comes to safe investment, the name of post office comes first. Recurring Deposit Account It is very popular among the schemes run by the post office. In this you can start investing with Rs 500 every month. 6.70% interest is being given on this scheme by the government.
Kisan Vikas Patra: The interest rates of Kisan Vikas Patra Saving Scheme have been increased by the Central Government. After this change, the period for doubling people’s money will be reduced. Earlier, customers investing in this scheme used to get 6.9 percent interest. Now the interest rate has increased to 7 percent. This rate increased by the government will be applicable from the month of October. This scheme can be availed from any post office.
Sukanya Samriddhi Yojana: Sukavya Samriddhi Yojana is being run especially to economically empower the daughters of the country. The government has recently increased the interest rates in this scheme from 8 percent to 8.20 percent. Sukanya Samriddhi Yojana has maturity in 21 years. But, in this the parents have to invest only for 15 years. The interest amount keeps getting added to it for the next six years. Any parent can invest a maximum of Rs 1.5 lakh annually in the scheme. Whereas to open an account you will have to pay Rs 250.
Mahila Samman Savings Card: While presenting the budget in the financial year 2023-24, Finance Minister Nirmala Sitharaman had announced Mahila Samman Savings Certificate. This is a small savings scheme launched by the Central Government for women, in which lump sum investment can be made for short term. The investment period in this scheme has been kept for two years. One thousand rupees can be invested in Mahila Samman Savings Certificate.
Post Office Monthly Income Scheme: Through monthly income plan, you can arrange regular income for yourself. For this you have to deposit a certain amount in the post office and you continue to earn income every month in the form of interest. The scheme matures in 5 years, after which you get your deposited amount back.
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