LIC Dhan Varsha Plan: Stop worrying about retirement, invest only once in this government scheme, you will get 10 times return
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Will get 10 times return on investment
This scheme, which gives excellent returns on investment, is from LIC. The country’s largest company LIC is giving this opportunity to the investors. The name of this scheme of LIC is Dhan Varsha Plan. In this scheme of LIC, you can get risk cover up to 10 times. For this, you have to pay the premium only once. This plan provides financial assistance to the family in case of untimely death of the life assured during the policy term.
The plan also offers a guaranteed lump sum amount at maturity. Investors get two options in this scheme. If you start investing in this scheme at a young age, you will get a substantial amount of funds before retirement. In this scheme, if you choose the first option, then the sum assured will be 1.25 times the premium deposited. This means that if someone pays a single premium of Rs 10 lakh and dies, the nominee will get an amount of Rs 12.5 lakh along with the Guaranteed Addition Bonus.
Risk cover will also be available
If investors choose the second option, they will get a risk cover of 10 times the premium deposited. Think of it as if an investor pays a premium of Rs 10 lakh and dies, the nominee will get an amount of Rs 1 crore along with a guaranteed bonus. The maximum age for investing in both these options is different.
You will also get these benefits
If the life assured survives till the date of maturity, he/she gets Guaranteed Additions along with the Basic Sum Assured. Guaranteed Additions accrue at the end of every policy year during the policy term. The Basic Sum Assured, the policy term and the option chosen affect the Guaranteed Additions.
Investors broke down to buy shares of this company, ₹ 1 lakh became ₹ 39 lakh, bonus shares given 2 times
These are the rules for taking the plan
This insurance plan can be bought both online and offline. For offline, you can approach any agent/other intermediaries including Point of Sales Person-Life Insurance (PoSP-LI)/Common Public Service Centers (CPSC-SPV), while for online you can directly approach the website www. Visit www.licindia.in.
You can choose the option of 10 or 15 years for the plan.
If you choose the option of 15 years, the minimum age to buy insurance will be three years. If you choose the 10 year option then the minimum age will be 8 years.
The maximum age to buy insurance under the first option is 60 years, while the maximum age for a policy with ten times the risk is 40 years.
Only after turning 35 are you eligible to buy a 15-year policy with 10% returns.
In this plan, the nominee has the option of getting the amount in installments.
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