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Pension Plan: To secure life financially after retirement, pension plan is considered necessary in today’s time. This is the reason why most people start investing in pension funds while they are in job.
Health related expenses increase significantly in old age. In rising inflation, all kinds of expenses start increasing. In such a situation, it becomes necessary to start preparing from now to save your future from financial crisis. LIC’s new Jeevan Nidhi policy can prove to be of great use to make your old age secure.
LIC New Jeevan Nidhi Plan
This is a traditional deferred life insurance plan. It gives the investor the flexibility to build a retirement corpus. It involves paying regular premiums during the term of the policy. Annuities are paid to the investor on maturity of the scheme.
lic pension policy
LIC Jeevan Nidhi Policy is one of the famous pension plans of the country. It is beneficial for those people whose income is less. Under the policy, a monthly pension of more than 25,000 can be availed after retirement on an investment of Rs 72 per day. Any person between the age of 20 years to 58 years can buy this policy of LIC. Under this scheme, you can avail pension as well as insurance scheme. Along with this, bonus is also guaranteed every 6 years. Tax exemption is also available on the investment made under the policy.
this is the complete calculation
The term of this policy of LIC is from 7 years to 35 years. Investors can choose to make annual, half-yearly, quarterly or monthly payments. Under the scheme, if an investor invests Rs 72 daily for 25 years under the policy at the age of 20, then he gets a life insurance cover of up to Rs 10 lakh. Along with this, the benefit of pension is also available after retirement. For more information related to the scheme, information can be obtained from the nearest branch of LIC or on the official website.
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