PF Interest Rate: Government has given good news to six crore people, know how much money will come in the account – epfo has announced interest rate for year 2022-23 know how much you will get
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In the year 1977-78, EPFO gave 8% interest. Since then the interest rate has been 8.25 per cent or more. PF scheme is for the employees doing private jobs. This rule applies to the company in which more than 20 employees work. Under this, 12% of the employee’s basic salary is deposited in the PF fund and the same amount is deposited by the employer. Out of the employer’s share, 8.33 per cent is deposited in the Employees’ Pension Scheme (EPS). The remaining 3.67 percent amount goes to EPF. After retirement, employees get PF money in lump sum and EPS money as pension.
How much money will come in the account
If an employee has Rs 10 lakh in his PF account, he will get an interest of Rs 81,500. This is just Rs 500 more than last time. Last time an interest of Rs 81,000 was received on this amount. Similarly, if you have Rs 1 lakh deposited in your account, you will get Rs 8,150. That is, compared to the last time, this time you will get Rs 50 more per lakh. You do not need to go anywhere to know the balance of your PF account. You can check your balance sitting at home. For this, you can know your balance by visiting the official website of EPFO, epfindia.gov.in. After visiting this site, click on e-passbook. After clicking on it, you will have to fill your UAN number, password and captcha. After doing this, you will start seeing information related to PF account. Here you will see the member ID. If you select it, you will see your PF balance on E-Passbook.
Check missed call and SMS
From the number linked to your PF account, you will have to make a missed-call on 011-22901406. Immediately after giving the missed-call, you will get a message on your registered number, in which you will get PF balance information. You can check PF account balance through SMS. For this, your UAN number should be registered with EPFO. First SMS EPFOHO UAN to 7738299899 from the registered mobile number. You will have to opt for the language in which the balance information is displayed. For example, for Hindi, you have to message by writing EPFOHO UAN HIN.
Check balance from app
For this, first of all you have to download the Umang app. After that register your phone number and login to the app. Go to ‘Service Directory’ by going to the menu given in the top left corner. Find and click on the EPFO option here. Here after going to View Passbook, check the balance through your UAN number and OTP.
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