pm jeevan jyoti bima yojana 2 lakh insurance in 436 rupees PMJJBY
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PMJJBY: Many beneficial schemes are being run by the Central Government for the common people. Some schemes are to provide houses or food grains to the needy. At the same time, a scheme like Ayushman Bharat is to help in getting treatment for the disease. Along with this, the government has launched the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJDY) for social and economic security.PM Jeevan Jyoti Bima Yojana) is also running. Under this insurance scheme, if the insured dies untimely, his family is given Rs 2 lakh by the government. For this the insured has to pay a premium of only Rs 40 per month. Let us know how to apply for this insurance and what is its eligibility.
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Premium of Rs 436 will be charged in a year
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) was started by the Central Government in the year 2015. Under this scheme, Indian citizens are provided the opportunity to get life insurance cover at a very low premium. The insurance cover in this scheme is up to Rs 2 lakh. Its main objective is to provide economic security to Indian citizens. Its benefit is to reach the poor and middle class people of India. For this the insured has to pay a premium of only Rs 436 in a year. The government has signed an agreement with Life Insurance Corporation for the scheme. This insurance is renewed once a year. Premium for this insurance has to be paid from 1st May to 31st June.
How to apply for insurance plan
To apply for Pradhan Mantri Jeevan Jyoti Bima Yojana, you must be an Indian citizen. Along with this, your age should be between 18 to 50 years. To apply for an insurance plan, you have to go to your local bank or insurance company. You can also apply by filling the online form. Along with applying, you will have to deposit the prescribed premium amount. After this, the application sent by you is verified by the concerned bank or insurance company. Once the application is confirmed, you will receive the Jeevan Jyoti Insurance Policy. You can get specific information about this from any government bank or LIC branch.
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