PM Mudra Yojana Loan: Will you have to spend Rs 1,750 to get a loan of Rs 1 lakh? know the truth
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PM Mudra Yojana Loan: Pradhan Mantri Mudra Yojana (PM Mudra Yojana) has been brought by the Central Government to create new employment opportunities. Under this scheme, you can take a business loan of up to Rs 10 lakh without any guarantee. This scheme is specially made for the youth. Nowadays it is being claimed in a viral message that if you want a guarantee free loan of up to Rs 1 lakh under Pradhan Mantri Mudra Yojana, then you will have to deposit Rs 1,750 as a fee. Know about the truth of this message.
What is Viral Message?
An approval letter of PM Mudra Yojana is going viral on many social media sites. In this, it is being claimed that if you want a guarantee-free loan of up to Rs 1 lakh under the Pradhan Mantri Mudra Yojana, then you will have to deposit Rs 1,750 as a fee. Which the government is taking as loan contract fee. If you have also seen this message, then tell you its truth. Press Information Bureau (PIB) has fact checked this viral message. In this fact check it has been found that this claim is completely false. The government does not charge any fee for taking loan under PM Mudra Yojana.
An approval letter claims to grant a loan of ₹1,00,000 under the on payment of ₹1,750 as loan agreement charges
#PIBFactCheck◾️This letter is #fake,
@FinMinIndia has not issued this letter.
Read more: pic.twitter.com/jKXEKbYupe
— PIB Fact Check (@PIBFactCheck) January 30, 2023
Claim completely false: PIB
The Press Information Bureau has told that this claim is completely false and there is no truth in it at all. The government does not charge any fee for giving PM Mudra loan. In such a situation, if you send money on the QR code going viral with the claim, then you will become a victim of fraud. In such a situation, be very careful with this type of fraud. Do not share your personal details and banking details with anyone to get any kind of loan.
What is PM Mudra Loan Scheme?
To start their own business, the central government gives loans ranging from Rs 50,000 to Rs 10 lakh to people under PM Mudra Yojana. The government gives this loan in total three categories (Child, Kishore and Tarun). Shishu loan has a loan of up to Rs.50,000. In Kishor loan, you get an amount ranging from Rs 50,000 to Rs 5 lakh. Whereas, in Tarun loan, the government gives loans ranging from Rs 5 lakh to Rs 10 lakh.
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