PM Shram Yogi Maandhan Yojana: Even if there is no confirmed job, thousands will get pension after 60, this work will have to be done – pm shramyogi maandhan yojana workers pension guaranteed how to open account
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When was the plan implemented
Pradhan Mantri Shram Yogi Maandhan Yojana was implemented on 15 February 2019. Under this scheme, the beneficiaries will be given a pension of up to Rs 3,000 every month after the age of 60 years. The age of the person applying under Pradhan Mantri Shram Yogi Maandhan Yojana 2023 should be between 18 years to 40 years. Government employees, Employees Provident Fund (EPF), National Pension Scheme (NPS) and Employees State Insurance Corporation (ESIC) members cannot take advantage of this scheme. Shramyogi should not be an income tax payer to join this scheme.
What is the purpose of Pradhan Mantri Shram Yogi Maandhan Yojana
The main objective of PMSYM Yojana is to provide a pension of up to Rs 3,000 per month to the unorganized sector workers after the age of 60 years. So that with the amount received through this scheme, the beneficiary can live his life in old age and can fulfill his financial needs. The government wants that through Shram Yogi Mandhan Yojana 2023, Shram Yogis should become self-reliant and empowered. Even in old age, they did not have to reach out to anyone for their basic needs.
Who can join this scheme
Simply put, those people who do raw jobs can join this scheme. Whether he works as a daily wage laborer, sets up a street shop somewhere, sells tea, pulls a rickshaw, pulls a cart, drives someone’s car or bus, be it a small and marginal farmer, a landless agricultural laborer, a fisherman, Animal rearers etc. will all come in this category. Maids working in homes, sweepers will also come in this category.
Whose account will not be opened in this scheme
Some standards have also been fixed for the eligibility of PM Shram Yogi Mandhan Yojana. For example, the applicant should be a worker in the organized sector. The monthly income of the person joining this should not exceed Rs 15,000. At the time of joining the scheme, their age should not be more than 40 years and not less than 18 years. It is mandatory for them to have a mobile phone and Aadhaar number. Along with this, there should also be a Savings Bank Account in his name in any bank.
Where will the account be opened
Under this scheme, the person opening the account must have some documents. As if they have an Aadhaar card at least. Along with this, there should also be a government identity card. He can also carry the pass book of his bank account. Also a photo will be required. With all these things, they will have to go to the nearest public service center and get registered. The Common Service Centers of the country are also authorized to open this account.
Account can also be opened online
Online account can also be opened under PM Shramyogi Maandhan Yojana. In order to open an online account, the interested person has to visit www.maandhan.in. There you have to click on Click here to apply now. After clicking there a new page will open. On this page you have to click on the option of Self Enrollment. After clicking there you will have to enter your mobile number. After this you have to click on Proceed. After this, by filling the name, e-mail and captcha code, click on Generate OTP (OTP). After entering OTP, you have to click on the option of verification. Now an application form will open in front of you. Submit this form by filling it. That’s it, after this your account will be opened.
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