Start investing in these Government Saving Schemes from Rs 100 on Diwali 2023, you will get big fund on maturity.
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Diwali 2023: At present many schemes are being run by the government to give higher returns to the people. Investing in these schemes with the trust of the government is safe and gives assured returns. You can start investing in these schemes from Rs 100.
Post Office Monthly Income Scheme
This is the best investment plan of Indian Post Office. Any person above 10 years of age can invest in this. In this scheme you will have to invest at least one thousand rupees per year. That means less than Rs 100 per month. Under this scheme, you can invest a maximum of Rs 9 lakh in a year in a single account and a maximum of Rs 15 lakh in a joint account.
Post Office Monthly Income Scheme The maturity of investment is in five years. At present, 7.4 percent interest is being given by the government on the amount deposited in this account. People under 18 years of age are required to have a guardian in their account. Who maintains this account.
Investing in PPF is best
If you are a working professional or doing any industry or business, then definitely invest in this scheme to make your old age comfortable. Any adult citizen of 18 years of age can open it. In this you can invest from Rs 500 to Rs 1,50,000. It is giving a return of about 7.1 percent on the amount deposited in the government.
Kisan Vikas Patra (KVP)
To invest in Kisan Vikas Patra, you must be above 18 years of age. You can invest at least Rs 1000 in this scheme. There is no limit on investment in this. 7.5 percent interest is given by the government on this scheme.
Sukanya Samriddhi Yojana (SSY)
This is the best scheme run by the Central Government for your daughter. Investment in this scheme is made before any girl child turns 10 years of age. In this scheme, you can invest a minimum of Rs 250 and a maximum of Rs 1.5 lakh in a financial year. The government is giving maximum interest of 8 percent on this scheme.
Recurring Deposit Account Scheme
Recurring Deposit Account Scheme Invest through post office. You can start investing in this from Rs 100. There is no limit on the maximum investment in the Recurring Deposit Account Scheme. In this, money is deposited for up to five years. At present, 6.7 percent interest is being given by the government on the amount deposited in this account.
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