These schemes can make women millionaires
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Women’s Day 2024: International Women’s Day is celebrated all over the world on March 8. This day is organized to make women aware and empowered. To empower women, the most important thing is to liberate them financially. To be financially independent, it is first important that we invest in the right place and in the right way. Many times we invest for a long time. But, in times of need, nothing is left in our hands. In such a situation, we have given you information about some schemes. By investing in this you can get excellent returns in the stipulated time.
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Public Provident Fund
Public Provident Fund (ppf) If you are a working professional then you must open your PPF account. It is a government savings scheme that provides Indian citizens an opportunity to invest for their future. In this you can deposit Rs 500 up to Rs 1.5 lakh in a year. At present, the government is giving 7.1 percent interest on the amount deposited in it. The good thing is that you will also get tax exemption on the amount deposited in this under Section 80C of Income Tax. You can open this account in any bank or post office. In this one has to invest for 15 years. Which you can extend for five more years.
National Pension System
National Pension System (NPS) is included in these best schemes of the Central Government. This is a pension plan. Citizens involved in any service, professional or business activities can avail the benefits of NPS. Under NPS, both investors and the government participate. Investors can choose their own funds for investment and select investment options. In this you can invest maximum Rs 2.5 lakh. There are three types of options in NPS – Enterprise National Pension Scheme (Tier-I), Enterprise National Pension Scheme (Tier-II), and Swachhandta National Pension Scheme (Atal Pension Yojana – APY). In this also, tax exemption is available on investment.
life insurance
Life insurance in India is not just an insurance. Rather, it is also a better investment option. Many insurance policies are offering great options to make women’s lives safe. Life Insurance Corporation of India also keeps launching many schemes from time to time according to the needs of women. By investing in this you can get excellent returns. Along with this, you can also take health insurance which will save you from financial burden during illness. You can also add your family members in this.
FD
Fixed deposit in the bank is the best option to invest your hard earned money safely. The popularity of bank FD can be gauged from the fact that an amount of about Rs 103 trillion (about Rs 103 lakh crore) is deposited in a total of 2 crore 42 lakh FDs. Excellent interest is being given on FD by different banks. You can check this online or offline.
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