Train Firing: Had I taken travel insurance for 35 paise, I would have got a claim of Rs 10 lakh! Had taken travel insurance for 35 paise, would have got a claim of rs 10 lakh!
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What is 35 paise travel insurance?
If you book train tickets through the IRCTC website, you get the facility of travel insurance of Rs 10 lakh for just 35 paise. After purchasing this insurance policy, if you die due to any accident or other reason, then your family members will get a claim of Rs 10 lakh.
there are other benefits
If you take IRCTC travel insurance and the train meets with an accident. Or else you are a victim of some other untoward incident. Due to this, coverage of Rs 10 lakh is available on death and permanent disability. 7.5 lakh for permanent partial disability. In case of injury, there is a coverage of Rs 2 lakh for hospitalization expenses.
Will coverage be available only in accident?
Often people ask that the claim in travel insurance is available only in rail accident? So the answer is no. In case of a train accident, you will definitely get a claim for travel insurance. Along with this, incidents like untoward accidents, dacoity and other violent acts during train travel are covered under this policy.
how to take advantage of it
You might have noticed while booking tickets online. There at the bottom you will see the option of travel insurance. In this, as soon as you click on ‘Yes’, you will be charged the premium of travel insurance. After booking the ticket, you will get the insurance information through SMS and email.
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