Want to become a millionaire sitting at home! Adopt this path, investment worth Rs 72,000 crore made in seven months, know details

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Hybrid Mutual Funds: In today’s time, it is very important to invest for the future along with earning. But, it is difficult to save in inflation. People aspire to get a mountain of returns by investing a handful of rupees. This should further strengthen their earning profile. In such a situation, hybrid mutual fund schemes are becoming increasingly popular among investors. In the last seven months, investors have invested more than Rs 72,000 crore in these schemes. Changes in taxation for debt funds and huge investment in the arbitrage category have given a boost to the above schemes. Hybrid mutual fund schemes usually invest in equity and bond securities and sometimes also in other asset categories like gold. This category has been attracting regular investments since April following changes in taxation for bond funds this month. Hybrid funds are the choice for investors with medium or low risk appetite. By investing money in this in a better way, you can accumulate a big fund.

There was a big withdrawal in March

Earlier, there was a net withdrawal of Rs 12,372 crore from hybrid mutual fund schemes in March. According to the latest data from the Mutual Fund Association of India (Amfi), Rs 9,907 crore was invested in hybrid schemes in October. This category had attracted Rs 62,174 crore in April-September. With this, the total investment in the first seven months of the current financial year has reached Rs 72,081 crore. Data shows that out of this Rs 72,081 crore, maximum Rs 48,978 crore was put in the arbitrage category.

What is Hybrid Mutual Fund

Hybrid mutual fund is a kind of special mutual fund. Which is added to the profile of low risk investors. It combines two or more different investment methods that are fractionated to produce a combined investment. It usually consists of shares and debentures together, making it a balanced portfolio. The main objective of hybrid mutual funds is to provide security to investors along with good returns in a single investment. The advantage of investing in it is that investors get the opportunity to face the ups and downs of the stock market through a balanced portfolio, while they can also seek fixed income by investing through debentures. Another advantage of hybrid mutual funds is that it gives investors an easy way to divide their investments across different objectives and styles.

What are the benefits of hybrid mutual funds?

Hybrid mutual funds can have many benefits. Which provide investors a balanced and safe investment opportunity.

• Balanced portfolio: Hybrid mutual funds attempt to provide a balanced portfolio, consisting of different investment methods like shares and debentures. This protects investors from the fluctuations of the stock market and they can avail the benefits of safe investment.

• Growth of returns: Growth of returns of hybrid funds depends on the balance between their various investment sources. It can offer the potential for higher returns to investors, so it can be a good option for investors who can afford to take more risk but are looking for higher returns.

• Reducing Risk: Hybrid mutual funds can provide investors an opportunity to reduce risk by combining different investment options. Safe investment sources like debentures can protect investors from losses while investment sources with multiple returns like shares can provide investors profits from market fluctuations.

• Liquidity: In hybrid funds, investors have the option of easy withdrawal, so that they can withdraw their money without much term restrictions.

• Unified identity of different investment options: Hybrid mutual funds provide investors with a unified identity of different investment options, allowing them to track their investments from a single place.

How to buy mutual funds

To buy mutual funds, first of all, you need to determine what your investment objective is. Do you want to invest for long term or short term? Now, when you have clarified your investment objectives, you need to select a mutual fund that matches your needs and risk tolerance. For this you should take help of financial advisors. To withdraw and buy mutual funds, you have to select an issuing entity. For this, you can research various asset management companies and look at their investment fund offerings and investment fund details. To invest you may require some documents, such as PAN card, Aadhar card, bank account etc. To invest in mutual funds, you can invest online or through your nearest investment agency or bank. Decide your budget for investment and set it according to your financial situation. You should prepare an investing schedule and monitor the progress of your investments at regular intervals.

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