LIC’s great pension scheme: You will have to deposit money only once, you will get a pension of Rs 1 lakh! Know-
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LIC New Jeevan Shanti Plan: LIC, the country’s largest insurance company, is the most trusted insurance company. She keeps bringing different types of schemes for her customers from time to time. People have unwavering faith in LIC.
LIC has many great plans, but the retirement plans are very famous. These schemes have been brought keeping in mind financial security after retirement. One of these is LIC New Jeevan Shanti Plan. This is a single premium plan. By investing in it once, you can get a pension of Rs 50,000 every year.
Everyone wants to save some money from their earnings and invest it in such a place so that they do not have to face any problems after retirement. If you are thinking like this and are looking for a plan, then LIC’s new Jeevan Shanti plan is useful for you. Once you invest in this policy, you get guaranteed regular pension. Once you invest in it, you will continue to get pension throughout your life after retirement.
What should be the age limit?
The age limit for this policy of LIC has been fixed at 30 to 79 years, but there is no risk cover in this plan. However, the benefits available in this plan have made it popular among the people. The company has given two options to buy it. The first of these is deferred annuity for single life and the second is deferred annuity for joint life. If you want, you can invest in a single scheme, or choose a combined option.
LIC’s New Jeevan Shanti is an annuity plan and along with purchasing it, you can get your pension limit fixed in it. After retirement, you will continue to get fixed pension throughout your life.
In this plan, the company gives excellent interest and according to the scheme, if a 55 year old person deposits Rs 11 lakh while taking this plan and keeps it for five years, then you will get Rs 1,01,880 annually on this lump sum investment. , You can get a pension of more than Rs 5000. You will get Rs 8,149 on a monthly basis, while Rs 49,911 will be given on a six-month basis.
Let us tell you that LIC has increased the annuity rates for the new Jeevan Shanti scheme from January 5, 2023. Anyone can invest in this scheme. The best part is that this scheme can be surrendered at any time. In this you can invest a minimum of Rs 1.5 lakh and no maximum limit has been set for this. If the customer dies during this period, the entire amount deposited in his account is given to the nominee.
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