Post Office Scheme: This scheme of Post Office is number one, about 10 thousand pension is available every month.

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Interpet Desk. Every person looks for some such scheme for investment from where he can get good returns and also guaranteed. In such a situation, if you are also looking for a similar scheme for investment, then it is the Post Office Monthly Income Scheme. This is a deposit scheme in which you can earn every month by investing once.

In this scheme, you can deposit a maximum of Rs 9 lakh in a single account and a maximum of Rs 15 lakh in a joint account. You can do less than this also. Whatever amount you deposit, you are given interest every month. Let us tell you that at present the interest rate in this scheme is 7.4 percent.

In this scheme, the amount is deposited for 5 years at a time, that is, you can earn your income by taking interest for 5 consecutive years. After maturity the deposited amount is returned to you. If you deposit Rs 9 lakh in a single account in the monthly savings scheme of the post office, then at the interest rate of 7.4 percent, you can get a monthly income of Rs 5,500 every month. Whereas if you deposit Rs 15 lakh in a joint account, you can earn an income of Rs 9,250 every month.

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