This scheme of the government will become a stick for old age.
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Best Pension Plan: Many people spend their entire life in earning, but do not make arrangements for old age. In such a situation, they have to face problems later. If you also want to avoid such problems, then you should make arrangements now and invest in a pension plan.
Best Pension Plan: Many schemes are being run by the Central Government for the common people regarding retirement. Apart from this, if you want, you can take pension plans offered by many insurance companies. Also, you can invest in schemes like NPS, PPF and MF SIP.
NPS: National Pension Scheme is being run by the Central Government. The National Pension Scheme (NPS) comes under a supportive pension structure and provides financial security to people throughout their lifetime. There are various investment options available in NPS, such as marketable investment, government investment etc. In this, it is estimated that more than 9 percent interest is available on the deposited amount.
ppf: PPF or Public Provident Fund is one of the most popular savings schemes. This investment plan is an excellent medium to make financial investments for personal and social security. The maximum limit for investment in PPF is fixed, which is currently Rs 1.5 lakh. The PPF account continues for a maximum of 15 years, and the investor can keep it growing or exchange it. At present the government is giving 7.1 percent interest on this savings scheme.
SIP: Before investing in SIP or Mutual Fund, you should get complete information about the market. Because, investment in this comes under market risk. However, if you make a habit of making such small savings, you can create a fund worth lakhs and crores in the long run.
LIC pension plan: Investment in LIC is always considered safe. The trust of the government is associated with this. Mainly two types of plans are offered by LIC. In this the pension amount is flatting. That is, according to the market, whereas, in the second pension plan, there is fixed income. If you want, you can surrender this plan after taking pension for a few days. The company will give you a huge amount on surrendering the plan.
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