top pension schemes what is the best pension scheme know all details here
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National Pension System
The Central Government started the National Pension System with the objective of encouraging savings. First investment is necessary in this. It provides regulated market based and secure returns on the amount invested. It is also managed like PFRDA. By investing in this scheme, you secure your old age. This can become your main source of income in old age after retirement. Any Indian citizen can invest in this scheme.
LIC Pension Scheme
Let us tell you that the Annual Guaranteed Pension Scheme is being run by LIC. In this, after paying a lump sum amount, you get a guaranteed pension. You can withdraw the amount after 15 years of starting the investment. The Government of India pays the subsidy if there is any difference in the guaranteed returns.
Atal Pension Yojana
The government has started the Atal Pension Yojana keeping in mind the employees working in the unorganized sector, the poor and the underprivileged. In this scheme you get pension every month. In this, you can invest from one thousand rupees to five thousand rupees every month. From October 1, 2022 onwards, it has been decided that any person who is a tax payer cannot join this scheme. Any eligible Indian citizen whose age is between 18 to 40 years can invest in this scheme.
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Indira Gandhi National Old Age Pension Scheme
Indira Gandhi National Old Age Pension Scheme (IGNOAPS) is being run by the government. In this, the elderly can get monthly pension. In the scheme, senior citizens falling under BPL category are given a pension of Rs 300 per month from 60 years to 79 years. After this age i.e. 80 years or more, Rs 500 is given as pension to the elders.
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